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Boat Buying: New or Used?

Boat Buying: New or Used?

Congrats! If you're at this stage, you've already hurdled the most difficult part of boat buying - that is, convincing your significant other that it's time for something new. You have had that talk, right?...

This is the next question: do you shell out the cash for a virgin vessel that sparkles and shines, OR do you do a little more digging to find the deal of a century on something pre-owned.

As usual, we're here to help you navigate these waters. Here are some things to consider:

 

Advantages of Buying New

UP-TO-DATE FEATURES

If you want the latest and greatest technology and the trendiest design features, buying a new boat is the way to go.

ADVANCED SAFETY

Safety standards are always evolving, so the newest technology is also the safest technology. This is especially worth considering if you’re regularly hosting or bringing family on your boat.

WARRANTY COVERAGE

Factory warranties are the most affordable and comprehensive coverage options. They provide peace of mind so you can sleep easy and enjoy the water.

TO YOUR SPECIFICATIONS

Colors? Finishes? Features? It’s your choice. New boats are clean slates that you can often customize to meet your needs and match your style.

EASIER TO PURCHASE

Pre-owned boats come with questions you simply don’t need to ask when buying new, especially if you’ve done your research.

LOWER INTEREST RATES

New boats often come with low-interest rates compared to pre-owned boats because they offer better collateral for your lender.

THAT NEW BOAT SMELL

When everything is new, you can be sure there have been no accidents or mechanical issues. Get ready to be the envy of the water, and don’t say we didn’t warn you.

 

Advantages of Buying Used

FINANCIAL LEEWAY

Of course, you can get more boat for your money if you’re content with an older model. You might even be able to pay cash or, at least, take out a smaller loan.

VALUE STABILITY

Boats can depreciate up to 35 percent in three years, with cruisers depreciating the most rapidly. On the resale market, you’ll be able to list for much closer to your initial purchase price.

LOWER INSURANCE RATES

Not only do pre-owned boats cost less to buy, but they also cost less to insure. Be sure you get insurance quotes before you buy.

MASSIVE MARKET = MORE OPTIONS

With all the resources the internet has to offer, it’s never been easier to find a pre-owned boat within your budget. We recommend boatsfsbo.com.

WOAH THERE, TAKE IT EASY

Pre-owned boats aren’t perfect, and that’s OK. There’s less stress involved with maintaining a pre-owned boat that comes with a little knick or scratch here and there.

YOU’VE GOT TO START SOMEWHERE

Pre-owned boats make the most sense for first-time boat owners. You can learn what you like and don’t like, and trade up based on that experience.

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